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FHA mortgage applications increased to its highest point since 1990 according to a new report from the MBA. FHA and VA loans accounted for 35.9 percent of mortgage applications in June and up to 70% of origination in some regions.
“A primary reason government-insured loans have retained a high share of the purchase market is that these loans typically require lower down payments than conventional loans. In addition, lending standards tend to be tighter for conventional loans, especially for loans that require private mortgage insurance.” stated an MBA spokesperson.
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Posted by xnytzuvefn — 06 Feb 2010, 11:34